Last updated: September 2025
Welcome to Cavaliere Life & Legacy, a DBA of APC Solutions, LLC (“Company,” “we,” “our,” or “us”). By accessing this website, using our services, or submitting your information, you agree to the following Terms & Conditions.
Information provided on this website, through forms, chat features, phone calls, text messages, emails, or other communications is for general educational purposes only and does not constitute insurance, legal, medical, or financial advice. Coverage availability, pricing, and eligibility vary by carrier, underwriting guidelines, and state regulations.
Cavaliere Life & Legacy operates as an independent insurance brokerage. We are not affiliated with any single insurance carrier and do not guarantee approval, rates, coverage, or policy issuance. All policies are subject to carrier underwriting and final approval.
Courtesy policy reviews are provided at no cost and do not obligate you to purchase, replace, or modify any existing insurance coverage.
As part of the insurance review and application process, we may request information related to age, health history, lifestyle, financial objectives, and insurance needs. Submission of such information is voluntary and is used solely for the purpose of evaluating insurance options with applicable carriers.
In some cases, we may request banking or payment information as part of an insurance application to help expedite policy processing with the insurance carrier. Providing such information is voluntary.
No funds are drafted, charged, or withdrawn unless and until an insurance application is approved by the carrier and a policy is issued. Cavaliere Life & Legacy does not process or collect insurance premiums directly unless expressly authorized by the carrier.
By submitting your information through this website, forms, chat features, or other communication channels, you expressly consent to be contacted by Cavaliere Life & Legacy via:
This consent may include the use of automated, assisted, or prerecorded technologies. Consent is not a condition of purchase. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP or by contacting us directly.
Communications from Cavaliere Life & Legacy may include the use of automated systems, AI-assisted technologies, prerecorded voice messages, SMS automation, and email messaging for purposes such as responding to inquiries, scheduling appointments, providing requested information, and follow-up communications.
This website may utilize live chat features, automated chatbots, or AI-assisted virtual assistants to respond to inquiries, collect information, and provide general guidance. Information submitted through chat may be used to follow up via phone, SMS, or email in accordance with these Terms & Conditions.
Chat interactions are not intended to provide insurance, legal, medical, or financial advice and should not be relied upon as such.
Incoming and outgoing calls may be monitored or recorded for quality assurance, training, and compliance purposes. By communicating with us by phone, you consent to such recording as permitted by applicable law.
To protect consumers and our business, submissions through this website may be reviewed using automated and manual methods designed to prevent fraud, abuse, duplicate submissions, or unauthorized activity.
These measures are used solely for security, quality assurance, and operational purposes and are not intended to make eligibility or underwriting decisions on behalf of any insurance carrier.
We may utilize third-party insurance carriers, quoting platforms, communication providers, CRM systems, and service vendors. Cavaliere Life & Legacy is not responsible for the policies, decisions, practices, or actions of third parties.
To the fullest extent permitted by law, Cavaliere Life & Legacy shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of this website, chat systems, or reliance on information provided through any communication channel.
We reserve the right to modify or update these Terms & Conditions at any time without prior notice. Continued use of this website constitutes acceptance of any such changes.
These Terms & Conditions are governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania.
Cavaliere Life & Legacy
A DBA of APC Solutions, LLC
Independent insurance brokerage
Licensed insurance agent/broker in Pennsylvania
Email:
[email protected]